The federal 80/20 Rule reaches full enforcement July 9, 2030. State reporting starts 2028. See if your agency is ready ›
Meet Lora Meet Lora

Pricing

Pricing on your side. Built that way on purpose.

A predictable floor. A take-rate on improvement above industry baseline. Transparent outcome surcharges. And when we overdeliver, you get the difference back automatically. We get paid when you win. Not before.

The stack you already carry

What you're likely paying today. For tools that don't talk to each other.

Roughly

$9K to $37K per year.

Five subscriptions. Five renewal dates. Five vendors. None of them knows what the other four are doing. The Operator tier starts at $9,000 a year and replaces the operating system that runs underneath all of them.

There's a fifth axis

The one that pays you back.

Every month, Lora's Value Report compares delivered value against your invoice. When the ratio exceeds 3x, you get a credit. Ten percent of next month's invoice, automatic. Capped at fifteen percent so the math stays sustainable. We get paid when you win. Not before.

See your rebate, live

The philosophy

Was it worth it? We answer that every month.

Most software pricing avoids the question. We built ours around it. Every month, the Value Report shows what Lora delivered in dollar terms against what you paid. When the math says we overdelivered, you get an automatic credit. When it says we underdelivered, you have grounds to renegotiate. The attribution is transparent in your dashboard.

See your numbers

Move two sliders. Watch your bill.

Pick a tier
8
12550

You pay

$1,192

per month

Lora delivers

$12,400

of value this month

Your likely rebate

$119 credited to next month

Lora's Value Report shows we delivered more than three times what you paid. The system credits it back automatically.

See the line items

How the invoice adds up

Floor subscription
$750
Outcome surcharges
$442

Where the value comes from

Base infrastructure
$5,000
Per-caregiver operating work
$3,200
Audit-defense readiness
$1,200
Onboarding new clients
$3,000

Estimates anchored on RHE-network averages. The real invoice is generated against the real Value Report in your dashboard.

Tiers

Three ways to start. All three include the Value Report.

Start here

Free

$0 no card required

See what changes for your agency.

Nine short questions. Four minutes. No email until question nine. Your operator profile, income projection, regulatory primer, and Lora's first Daily Brief land instantly.

  • Operator profile PDF
  • Income projection (NOI calculator)
  • Regulatory primer for your state
  • Lora's first Daily Brief at 6 AM tomorrow
See what changes

For established operators

Network

$2,500 per agency, per month, plus gainshare

Plus 25% of net operating income above the 8% industry baseline.

Historically, RHE-network agencies paid 12.5% of gross. On a $1M-revenue agency that's about $10,400 per month. The Network tier replaces that and ties the take-rate to improvement, not gross.

The RHE team attaches. Gainshare aligns. Everything compounds.

Everything in Operator plus hands-on audit defense from the RHE team, four-tier curriculum coaching, PM Daily Brief, peer-benchmarking, and priority Strategic Brief generation. We get paid when you outperform the industry. Not before.

  • Everything in Operator
  • Hands-on audit defense from the RHE team
  • Genesis, Prime, and Legacy tier coaching
  • Lora's PM Daily Brief
  • Peer-benchmarking dashboard across the network
  • Priority Strategic Brief generation
  • Gainshare on NOI above 8% industry baseline
Talk to a person

The architecture

Five axes. Each one ties to a specific value you can verify.

  1. Floor

    Predictable monthly subscription. You always know the number.

    Operator: $750. Network: $2,500. The floor covers the operating system, the curriculum, the Daily Brief, the SOPs, and the audit-defense engine. Same number every month.

  2. Improvement gainshare

    We share the upside above industry baseline. Network tier only.

    25% of net operating income above the 8% industry baseline. If your agency is at 18% NOI, we share the 10-point delta. If you drop below baseline in a quarter, the gainshare is zero. It is a take-rate on improvement, not gross.

  3. Outcome surcharges

    Transparent line items only when an outcome lands.

    $500 per state audit passed with our citation defense. $200 per new client moved to billing. $25,000 per state expansion successfully launched. 3 to 5% of any grant won via Strategic Brief. Each line is tied to a capsule chain hash in your audit trail.

  4. Embedded partnerships

    Working capital, payroll, AR factoring, insurance. Coming 2027.

    When the embedded partnerships launch, they will be opt-in and priced transparently on the same Value Report. Replacing 75% APR predatory lenders with structurally compliant working-capital partners is the wedge.

  5. Rebate

    When we overdeliver, you get the difference back. Automatically.

    Every month, Lora's Value Report calculates delivered value against your invoice. When the ratio exceeds 3x, we credit 10% of next month's invoice back. Capped at 15%. The attribution math is transparent in your dashboard.

The rebate

When we overdeliver, you get the difference back.

1

Lora ships your Value Report.

Every month, the report calculates delivered value in dollar terms. Audit-defense citations issued. Regulatory updates absorbed. New clients moved to billing. Peer-benchmarking insights surfaced. Each line ties to a tamper-proof audit-trail entry.

2

We compare value to invoice.

If delivered value exceeds three times your invoice for the month, the system flags the overdelivery. No back-and-forth. No negotiation. The math is the math.

3

You see the credit on next month's bill.

Ten percent of next month's invoice, credited automatically. Capped at fifteen percent so the math stays sustainable. The Value Report is the proof. The credit is the receipt.

We could have skipped the rebate and kept the margin. Then in eighteen months you would wonder what you are paying for, like every other software customer in this industry. We built the rebate so you never have to wonder.

Side by side

Typical HCBS software pricing. And what we did instead.

Typical
HCBS.AI
One price for access. Pay whether you use it or not.
Floor for access. Plus attribution for what we deliver each month.
Take-rate on gross revenue. Compresses your direct-care budget.
Take-rate on improvement above industry baseline. We win when you win.
Overage fees that surprise you on the invoice.
Outcome surcharges only when an outcome lands. Each line is auditable.
Annual renewals with year-three price hikes.
Monthly cancellation. The Value Report justifies the bill, every month.
Locked-in data. Export fees. Migration penalties.
Export anytime in your format. The audit trail comes with you.
If they overdeliver, you pay anyway.
If we overdeliver, you get the difference back. Automatically.

Questions

The pricing questions operators ask first.

How much does it cost to start?
Nothing. Your agency snapshot, income projection, regulatory primer, and Lora's first Daily Brief are free. No credit card. No email required until question nine. The paid Operator tier starts at $750 per month.
Why a floor plus a take-rate instead of one simple subscription?
Because the value of HCBS infrastructure scales with the size and complexity of the agency. The floor covers what every agency needs. The take-rate (on improvement above industry baseline, not gross) shares the upside when we move you. And the 80/20 Rule (full enforcement July 9, 2030) makes take-rate on gross structurally risky.
What if my agency is already above 8% NOI?
The Network tier take-rate applies only to NOI above the 8% baseline. If you are already at 12%, we share the four-point delta. If you drop below baseline in a quarter, the gainshare that quarter is zero. We get paid when you win. Not before.
When do outcome surcharges hit my invoice?
Only when a specific outcome lands and is verifiable. $500 when an audit passes with our citation defense. $200 when a new client starts billing. $25,000 when a new state launches. Each line ties to a tamper-proof audit-trail entry. If the outcome did not happen, you do not pay for it.
What happens if the Value Report shows we underdelivered?
You have grounds to renegotiate or leave. The whole point of the report is to make the value-attribution math transparent before you have to ask. We would rather hear about an underdelivery month and fix it than lose you quietly.
Can I cancel anytime?
Yes. Both tiers bill monthly. Cancel through your account or by emailing wecare@hcbs.ai. Access continues through the end of the current billing period. Export your data anytime in your format. The audit trail comes with you.
What about working capital, payroll, and insurance?
Coming as embedded partnerships in 2027. They will be opt-in and priced transparently on the same Value Report. The current pricing (floor, gainshare, outcome surcharges, rebate) is the full pricing for the operating-system product today.
What do existing Residential Habilitation Experts customers pay?
Existing customers stay on their current arrangement and gain the Value Report and rebate automatically. If a customer prefers the new five-axis architecture, they can migrate; the floor and gainshare math activates from the next billing cycle. We do not change prices on existing customers without consent.
Is HCBS.AI a deductible business expense?
Yes. HCBS.AI is a SaaS subscription, fully deductible as a business expense. Your bookkeeper records it under Software and Subscriptions on your P&L. The monthly Value Report on the Operator and Network tiers exports as a category-tagged file your bookkeeper can drop straight into QuickBooks, Xero, or any modern accounting tool.

The contract

You take care of the people. We take care of the rest.

Tell us about your agency. Nine short questions, four minutes. You walk away with your agency snapshot, your income projection, your state-specific regulatory primer, and tomorrow's brief at 6 AM.

Direct: hello@hcbs.ai wecare@hcbs.ai