The federal 80/20 Rule reaches full enforcement July 9, 2030. State reporting starts 2028. See if your agency is ready ›
Meet Lora Meet Lora

How it works

At 11 PM, you're not running an agency. You're running everything except the agency.

The compliance reading. The hiring paperwork. The audit prep. The billing reconciliation. The pay-through report. The forty-seven regulatory updates you haven't read yet. The caregiver who didn't show up. We see you. This page is about handing all of that to a colleague who handles it overnight.

What "the rest" actually is

Here is what's on the kitchen table. Every week. All of it. Yours.

Compliance work

  • State rule changes you haven't read yet
  • SOPs out of date with last month's regulations
  • The pay-through report you owe the state next month
  • License renewals across your team
  • HIPAA training that lapses every year
  • Insurance renewals for workers comp and liability

Audit prep

  • Service notes for every visit, ready to produce on demand
  • Plan-of-care documentation per client
  • Background-check records for every caregiver
  • Citation packets for every rule the auditor questions
  • EVV records that hold up under scrutiny
  • A complete history of every operational decision

Billing and finance

  • Medicaid claims in 15-minute units
  • Service authorization tracking
  • Claim denials caught and rebilled
  • Cash flow between billing cycles
  • Payroll across 1099 and W-2 caregivers
  • A monthly P&L you can actually trust

Hiring and retention

  • Job postings across multiple boards
  • Background checks, drug screening, DMV checks
  • Onboarding paperwork for new hires
  • Training scheduling and recertifications
  • Performance documentation
  • Replacements when caregivers move on

Scheduling

  • Matching caregivers to clients every week
  • Call-out coverage when someone is sick
  • Travel time and mileage tracking
  • EVV compliance on every visit
  • Holiday and weekend coverage
  • The Saturday-morning emergency

Client services

  • Intake of new clients
  • Plan of care with the state case manager
  • Family and guardian communication
  • Service notes for every visit
  • Quarterly progress reports
  • Annual reviews and discharge planning

Quality and improvement

  • Service quality monitoring
  • Incident investigation and corrective action
  • Outcomes tracking
  • Peer benchmarking against other agencies
  • Family satisfaction follow-up

Strategic decisions

  • Can I afford another caregiver?
  • Should I take this new client?
  • Is it time to raise rates?
  • How do I survive the H.R. 1 Medicaid cuts?
  • Am I positioned for the 80/20 Rule?
  • Should I open a second location?

Your own life

  • Sleep
  • Time with your family
  • Time to think strategically
  • The quiet confidence that you are not about to lose everything
  • Pride in the work

Nine categories. Eighty-something distinct tasks. Most software addresses two or three of them and asks you to drive the rest yourself.

What we absorb

Lora handles all of it. Overnight. Quietly. Every night.

Compliance work

We read every overnight rule change for your state.

Lora absorbs your state's regulatory feed every night. She updates the SOPs the new rules affect. She tracks every license, certification, and training renewal across your team. By 6 AM, your brief tells you the two things that need your attention. The other forty-seven changes she handled without asking.

Audit prep

Audit defense happens daily, not the week before.

Every operational decision is recorded in real time and sealed to a tamper-proof record. When an auditor calls, Lora generates the citation packet for whatever rule they are questioning, ties each citation to the specific entry in your record, and hands you the dossier before you finish your coffee.

Billing and finance

Claims, payroll, and your P&L. Done correctly. On time.

Claims submitted in 15-minute units, on the right schedule, against the right authorizations. Denials caught and rebilled automatically. Payroll runs for 1099 and W-2 staff without you opening a spreadsheet. Your monthly P&L lands on the first, accurate, every time.

Hiring and retention

Your pipeline runs while you sleep.

Lora posts your open positions, screens applicants for the basics, runs background and drug screening, and walks new hires through onboarding paperwork. Your training plan tracks itself. When a caregiver moves on, the next applicant is already in your pipeline ready for your interview.

Scheduling

The Saturday sick call doesn't ruin your weekend.

Lora matches caregivers to clients, watches the schedule for risks, and reroutes coverage when someone calls out. EVV happens automatically on every visit. Travel time and mileage track themselves. The schedule is one less thing you handle at midnight.

Client services

The relationship is yours. The paperwork is ours.

Lora keeps every plan of care current, drafts the quarterly progress reports for your review, and handles the documentation around every visit. When a family member texts at 8 PM, Lora has the answer ready for you, or handles the routine question without your involvement so your reply can be the one that matters.

Quality and improvement

You know where you stand. Always.

Service quality monitored continuously, incidents flagged with a corrective-action draft ready, outcomes tracked against the network. Every quarter you see exactly where your agency stands against the other agencies in the network, with specific moves to consider.

Strategic decisions

We do the math. You make the call.

Lora gives you the analysis behind every choice. The cost of another caregiver against the revenue you would unlock. The rate-raise math against your peer benchmarks. The H.R. 1 forecast against your specific service mix. You still decide. She does the math.

Your own life

You sleep. You make dinner. You take your kids to soccer.

The agency runs while you do those things, because the work that doesn't require you actually doesn't require you anymore. The thing that used to wake you at 3 AM is being done by Lora at 4:30 AM, in time for your 6 AM brief, before you even know to worry about it.

A day with Lora

The work that used to wake you at 3 AM is being done while you sleep.

  1. 11:00 PM

    yesterday

    The audit-trail entries for today seal automatically. Whatever you forgot to write down is already written. You finally close the laptop.

  2. 4:30 AM

    today

    Lora wakes. She reads the overnight regulatory feeds for your state. She updates any SOPs the new rules affect.

  3. 6:00 AM

    your inbox

    Your brief is in your inbox. Three priorities for the day. One peer story. One question worth asking. Ninety seconds while the coffee brews.

  4. 10:00 AM

    an email arrives

    Your state rep asks about a Section 4.b detail. The citation packet is ready before you finish reading the email.

  5. 5:00 PM

    wrap-up

    Lora ships your PM brief. What got done today. What is still open. What is queued for tomorrow.

  6. Overnight

    while you sleep

    Tomorrow's work begins. The cycle resumes. You sleep.

Your first 14 days

The wins that land in week one. Not month eighteen.

Two weeks from signup, your operation is already different. Here is what arrives, day by day, before any long-term curves bend.

  1. Day 1

    Your data lands intact.

    Your existing software is exported in full to your own storage before we touch anything. Your team gets accounts and the first orientation walkthrough.

  2. Day 3

    Caregivers onboarded.

    Every caregiver has signed in once, completed the credential inventory, and confirmed their schedule. Shift sign-in is on their phone. The system already knows their certifications and expiration dates.

  3. Day 5

    SOPs current to your state.

    Your full SOP library is generated against your state's current regulations. The audit-defense citation engine is live. Every policy ties to a regulation, every regulation ties to a citation.

  4. Day 6

    First Daily Brief at 6 AM.

    Your inbox holds the brief, tuned to your state, your service mix, and yesterday's overnight regulatory feed. Read it over coffee. Decide what to do before lunch.

  5. Day 10

    Audit citation packet ready.

    If a state auditor walked in tomorrow, you would hand them a tamper-proof dossier covering the last ten days. The dossier grows every day the system runs.

  6. Day 14

    Your first Value Report.

    Two weeks of attribution math, in dollar terms. Audit citations issued. Regulatory updates absorbed. Clients moved to billing. The proof that the bill is worth it arrives before the bill does.

Honest about the limits

What we won't pretend to do for you.

  • We don't make hiring decisions. You decide who joins your team.
  • We don't substitute for clinical judgment. Your nurses, behavior analysts, and case managers stay yours.
  • We don't sit at the family meeting. The relationship is yours.
  • We don't replace your gut on the calls that matter. We do the math. You make the call.

We absorb the operational burden so you can do the work that only you can do. You take care of the people. We take care of the rest.

An example of the call

What "we do the math, you make the call" looks like.

Imagine a Wednesday in February. A new state form changes the prior-authorization process for community access. By 6 AM Thursday, Lora's brief lands in your inbox with: how many of your participants are affected, which documents need to update, the revenue exposure if the new form isn't filed inside the 30-day window, and a side-by-side comparison of the old form and the new one.

By 7 AM you've decided whether to handle it before lunch or to assign it to your case manager. By Friday the affected files have current authorizations and the audit trail captures every step. The decision is yours. The state form is filed. The math is done.

Illustrative scenario. Specific numbers and timing depend on your state, your service mix, and the form in question.

Why HCBS.AI

Three things make us different. None of them are about features.

Built by the team that ran twenty-five of these.

Most caregiver-agency software was built by engineers who never sat at your kitchen table at 11 PM. HCBS.AI was built by Residential Habilitation Experts: a multi-disciplinary team of operators, compliance specialists, regulatory veterans, and HCBS-billing experts who started this work in 2018 and have launched 25 agencies in Utah at 20% net operating income against an industry baseline of 6 to 8 percent. The product is their operating playbook turned into software you can use.

We absorb the work. Other software hands you tools.

Other platforms give you compliance modules to fill out. We do the filling. We do the reading. We do the drafting. You review what Lora produced, correct her where she is wrong, and approve. The difference shows up in your week. Yours is shorter.

Our pricing only goes up when you win.

A predictable monthly floor. A gainshare that activates only when your net operating income outperforms the industry baseline. And when our monthly Value Report shows we overdelivered for you, we automatically credit ten percent of next month's invoice back. Other software bills you whether or not you used it.

Seven years of operating record

This is what happens when the operator builds the software.

25

agencies launched in Utah since 2018

20%

net operating income versus 6 to 8% industry baseline

0

compliance failures, seven years running

$30M of Medicaid waiver funding has reached the people on the ground through agencies launched on the playbook HCBS.AI is built on. Fewer than 2% of partner agencies leave each year. Caregiver tenure runs fourteen months longer than the industry baseline.

The contract

You take care of the people. We take care of the rest.

Tell us about your agency. Nine short questions, four minutes. You walk away with your agency snapshot, your income projection, your state-specific regulatory primer, and tomorrow's brief at 6 AM.

Direct: hello@hcbs.ai wecare@hcbs.ai